Affordable Health Insurance

Greater St. Louis has comparatively low health insurance costs, especially when compared with other large metropolitan areas. The St. Louis region had the 5th least-expensive premiums for individual-coverage out of the 20 largest metropolitan areas in the U.S. in 2010 and the 9th least in individual-coverage contributions. Among the 20 largest metro areas, the St. Louis MSA also ranked as 3rd least-expensive for employee-plus-one premiums and 2nd least-expensive for total premiums for family coverage. (3)

In part because of lower costs, St. Louis businesses have made the region a leader in providing health insurance to the area's workforce. The MSA ranked 2nd in the percentage of establishments offering employee health insurance and in employee enrollment in company sponsored plans. (4)

Sources

(1) College Navigator” National Center for Education Statistics, 2010.
(2) "Physician Characteristics and Distribution in the U.S., 2011 Edition" American Medical Association, 2011.
(3) “Average Total Premiums and Employee Contributions (in Dollars) for Private-sector Establishments by Firm Size for 20 Largest Metro Areas: United States, 2010 in Medical Expenditures Panel Survey U.S. Department of Health and Human Services: Agency for Healthcare Research and Quality, 2010.
 
(4) "Health Insurance Offer, Eligibility, Take up Rates for Private-sector Establishments and Employees by Firm Size for 20 Largest Metro Areas: United States 2010" in "Medical Expenditures Panel Survey" U.S. Department of Health and Human Services: Agency for Healthcare Research and Quality, 2010.